Free Essays on Hypercriminals

What is the super predator? The person are youthful hyper-lawbreakers who are submitting demonstrations of viciousness of exceptional chilliness and severity. This freshest wonders in the realm of wrongdoing is maybe the most perilous test confronting society and law authorization ever. While insane people are not new, this variety of excessively criminal surpasses the extent of psychopathic conduct. They are more youthful, increasingly merciless, and totally unafraid of the law. While ebb and flow research on the super predator is scant, I will endeavor to give a sign with respect to the reasons a kid could turn out to be simply such a beast. Brutal adolescent crooks are progressively awful. John DiIulio, Professor of Politics and Public Affairs at Princeton University, says that The contrast between the adolescent hoodlums of the 1950s and those of the 1970s and mid 1980s was the distinction between the Sharks and the Jets of West Side Story and the Bloods and the Crips. It isn't incomprehensible that the segment flood of the next ten years will carry with it youthful hoodlums who make the Bloods what's more, the Crips look tame. (10) They are what Professor DiIulio and others call urban super predators; youngsters, regularly from broken homes or purported broken families, who submit murder, assault, theft, capturing, and other brutal acts. These genuinely harmed youngsters, frequently are the results of sexual or physical maltreatment. They live in a capricious and savage present; have no feeling of the past and no expectation for the future; they carry out unspeakably merciless violations against others, frequently to delight whatever inclinations or wants drive them at the second and their express absence of regret is shocking.(9) Studies uncover that the significant reason for savage wrongdoing isn't destitution yet family breakdown - explicitly, the nonappearance of a dad in the family unit. Today, at this moment, one-fourth of the considerable number of kids in the United States are living in father... Free Essays on Hypercriminals Free Essays on Hypercriminals What is the super predator? The individual in question are youthful hyper-crooks who are submitting demonstrations of viciousness of extraordinary frigidity and mercilessness. This freshest marvels in the realm of wrongdoing is maybe the most hazardous test confronting society and law authorization ever. While sociopaths are not new, this variety of too criminal surpasses the extent of psychopathic conduct. They are more youthful, progressively severe, and totally unafraid of the law. While flow research on the super predator is scant, I will endeavor to give a sign concerning the reasons a youngster could turn out to be simply such a beast. Fierce high school hoodlums are progressively horrendous. John DiIulio, Professor of Politics and Public Affairs at Princeton University, says that The contrast between the adolescent lawbreakers of the 1950s and those of the 1970s and mid 1980s was the distinction between the Sharks and the Jets of West Side Story and the Bloods and the Crips. It isn't incomprehensible that the segment flood of the next ten years will carry with it youthful hoodlums who make the Bloods furthermore, the Crips look tame. (10) They are what Professor DiIulio and others call urban super predators; youngsters, frequently from broken homes or supposed broken families, who submit murder, assault, burglary, seizing, and other vicious acts. These sincerely harmed youngsters, regularly are the results of sexual or physical maltreatment. They live in a careless and vicious present; have no feeling of the past and no desire for the future; they perpetrate unspeakably ruthless wrongdoings against others, regularly to satisfy whatever inclinations or wants drive them at the second and their articulate absence of regret is shocking.(9) Studies uncover that the significant reason for savage wrongdoing isn't destitution however family breakdown - explicitly, the nonattendance of a dad in the family unit. Today, at the present time, one-fourth of the considerable number of kids in the United States are living in father...

Nature and Scope of Investment-Free-Samples-Myassignementhelp.com

Question: Examine which Project is better so as to make more Profits and Invest into the Project. Answer: Presentation: Imprint and Paul, two showcasing understudies need to fire their own beginning up. The two of them present two venture opportunity before the speculators in which they could contribute. As the two of them are the understudy of promoting and pondering what speculation opportunity would offer them greater productivity and which opportunity would be smarter to draw in more speculators to put into the organization. Imprint and Paul have clarified both the chances and all the budgetary figures identified with both the speculation venture. Presently in this report, the monetary figures of the recommendations have been composed to assess and finish up a superior outcome. Imprint and Paul have thought of two thoughts one is speculation into the matter of café and other one is to put into the new business improvement. Through this report, it has been attempted to assess what opportunity is speculation is better and why it is better. Prior to it, the nature of the speculation has likewise been concerned. For this report, different monetary devices have been utilized. Nature and extent of venture: Ventures are perceived as a key money related term. This is a procedure wherein an individual, organization or society put a few endeavors and cash to receive back more cash consequently. In money related terms, people or the gatherings put their reserve funds into the monetary market to expand the all out worth of the contributed sum. Speculation is of various kinds. A speculator could put into the budgetary protections as per the necessity, for example, for transient venture, corporate protections and treasury securities are acceptable choice though for long haul venture, offer and debentures are acceptable choice. Venture nature is very mind boggling (Gitman and Zutter, 2012). It is very adaptable, it isn't necessitated that the speculation would consistently offer the exceptional yield to the organization. Speculation is a procedure which gives the different chances to the financial specialists based on hazard and bring factor back. Café buy and costs: Imprint and Paul have thought of two thoughts one is speculation into the matter of eatery and other one is to put into the new business advancement. In first speculation proposition, them two have clarified that if the Mark and Paul would put into this open door than the accompanying costs and salary would be got by the organization (Lafond and Roychowdhury, 2008). Both the understudies don't know about the money related figures and consequently the speculation opportunity has been examined to recognize that whether this open door would offer them exceptional yield or would there be any hazard factor for the chance. The following are the data identified with the café buy and costs opportunity: Eatery Purchase and Expenses Apparatus $ 1,10,000 Furniture $ 30,000 Vehicle for Deliveries $ 43,000 Utensils (cups and plates) $ 18,000 Items $ 10,000 Beverages (For multi month) $ 20,000 Jun-01 Bank balance $ 80,000 Buy $10000 for seven days of suppers Acquisition of $ 20,000 for a month of beverages Sum would be paid by the accompanying crashes: 10% in current month 45% in second month 45% in third month Work Number of easygoing work 3 Working in a day (hours) 6 hours In seven (days) 6 days Rate $ 23 every hour Drawings $ 10000 each every month Overhead $ 5,000 Deals 20000 suppers in first month 18000 suppers in second month 18000 suppers in third month 22000 in forward month Normal selling cost $ 45 Drink deals would be significantly increases the measure of suppers every month. Drink Price $ 6 (Nobes and Parker, 2008) Through the above figures, the arrival from the speculation has been dissected. For ascertaining the arrival from this venture arranging, planning procedures have been utilized. Deals financial plan: Deals financial plan is the principle spending which delineate about the absolute deals of the speculation opportunity. Through the business financial plan of the organization, it has been investigated that the deals of this venture would begin from august and would proceed. In June and July, it would set aside some effort to fire up the café. As indicated by the given subtleties for the situation, it has been discovered that from the main month of exchange, café would sell approx 20000 dinners in the primary month and further the units would change as per the season (Van der Stede, 2001). $ 45 has been set by the Mark and Paul as selling cost of the task. Further, the beverages would likewise be sold by the in $ 6 for each drink and the offer of drink would absolutely depend over the offer of the suppers. Drink deal would be threefold of dinner deal. Following are the subtleties of the business financial plan of the eatery: Deals spending plan For the year 2017 June July Eminent September Deals of dinners 18000 22000 Deals per unit $ 45 $ 45 Deals cost $ 8,10,000 $ 9,90,000 Deals of drink 54000 66000 Deals per unit $ 6 $ 6 Deals cost $ 3,24,000 $ 3,96,000 Complete Sales $ 11,34,000 $ 13,86,000 The above figurings express that the absolute deals of the beverage and the feast of the organization would be $ 3,24,000 and $ 3,96,000 and $ 8,10,000 and $ 9,90,000 in the long stretch of august and deals. Through this, it has additionally discovered that the all out deals of the organization would be $ 11,34,000 in the long stretch of august and $ 13,86,000 in the period of September. Work spending plan: Work spending plan is the primary spending which portray about the absolute work hours and all out work pace of the speculation opportunity. Through the work financial plan of the organization, it has been broke down that the work of this venture would be inflexible from the primary day of the June. In June and July, it would set aside effort to fire up the café. As indicated by the given subtleties for the situation, it has been discovered that from the primary month of start up, 3 works would work with the organization. Following are the subtleties of the work financial plan of the eatery: Café Purchase and Expenses Work financial plan For the year 2017 June July Regal September Number of work 3 3 3 3 Working in a day (hours) 6 6 6 6 In seven (days) 6 6 6 6 Complete weeks 4 4 4 4 Complete Working hours 432 432 432 432 Rate 23 23 23 23 Complete Labor rate 9936 9936 9936 9936 The above figurings express that the all out work hour of the organization would be 432 in consistently. Every one of them would labor for 6 days in seven days on the installment of $ 23 every hour. The absolute work hour of the organization would be $ 9936 in consistently. Money spending plan: Money spending plan is the fundamental spending which delineate about the absolute money outpouring and inflow of the speculation opportunity. Through the money spending plan of the organization, it has been examined that ho much money outpouring and money inflow would happen from the principal day of the venture. In June and July, it would set aside some effort to fire up the café and along these lines the income would not be there (Garrison et al, 2010). As indicated by the given subtleties for the situation, it has been discovered that from the principal month of start up, money outpouring of the organization has occurred. Following are the subtleties of the money spending plan of the café: Café Purchase and Expenses Money financial plan For the year 2017 June July Regal September Starting money balance $ 80,000 - 155936 - 192872 855192 Include: planned money receipts for feast and beverages $ - $ - $ 11,34,000 $ 13,86,000 Absolute money accessible for use $ 80,000 $ - 1,55,936 $ 9,41,128 $ 22,41,192 Less: money distributions Direct Material of dinners and beverages $ 2,000 $ 51,000 $ 60,000 direct Labor $ 9,936 $ 9,936 $ 9,936 $ 9,936 Overhead $ 5,000 $ 5,000 $ 5,000 $ 5,000 Withdrawals $ 20,000 $ 20,000 $ 20,000 $ 20,000 Apparatus $ 1,10,000 Furniture $ 30,000 Vehicle $ 43,000 Utensils $ 18,000 Absolute distributions $ 2,35,936 $ 36,936 $ 85,936 $ 94,936 Money excess $ - 1,55,936 $ - 1,92,872 $ 8,55,192 $ 21,46,256 planned completion money balance $ - 1,55,936 $ - 1,92,872 $ 8,55,192 $ 21,46,256 The above computations express that the all out money surge of the organization would be $ 2,35,936, $ 36,936, $85,936 and $ 94,936. All out money inflow of the organization would be $ 80,000, $ - 1

Profile Essay Example | Topics and Well Written Essays - 750 words

Profile - Essay Example Along these lines, his decision to show up in this profile inclines toward the intriguing part of charm and character that is mixed in his day by day exercises as noted in his pastimes. On the other hand, Aysha Janahi stands apart in light of his immovable purpose to use his instruction as a device to free his country from the disturbance of the stewing Arab Spring. This really praises his positive thinking that is additionally recognizable in the failure to pass judgment on people of non arrangement as far as sexuality and inclination. At the end of the day, Aysha comes as a youngster who is prepared to overcome the world in spite of the stifling impacts of his Bahrainian foundation. The previously mentioned understudy was conceived in the Muslim ruled Bahrain on third July in 1994 to a broker dad and a housewife mother. As indicated by their way of life, Bahrain represents two oceans and youthful Aysha had the option to develop easily with his two sisters as he watched his father l ead his business and cook his meals. Be that as it may, in view of his failure to exceed expectations and conceptualize the subject of math, the youthful chooses to move to American school where he selected for a course in Media Communication at 18 years old as it were. Aysha is an active kid who has depended on his folks for moral bearing and primarily adores tanning in the sun, fly skiing and laying on the sea shore. He additionally has an enslavement for shopping that makes him own few shirts that bear labels in his room (Stein and Paterno 2001, p. 67). In a similar view, Aysha attempts to adjust to the natural way of life by continually working out and appreciates soccer with companions. Notwithstanding, the most fascinating thing with this youngster who couldn't imagine anything better than to utilize his training to encourage the upset is the capacity to cook pasta. He took in this propensity after continually watching his dad set up the supper for him and his sisters a lot to their pleasure. As needs be, Aysha Janahi is a cultivated youngster with finesse at playing football and a steadfastly strict individual. In a similar regard, the youngster is an intrapersonal individual who esteems the gathering of new individuals so as to grow his frame of reference of life. Truth be told, in his own words, he attests: â€Å"I am the sort of individual that likes to become more acquainted with individuals. I am not bashful. I care so much put individuals first.† This is likewise reflected in his adaptability to endure individuals with various impression of existence without making silly decisions. In others words, Aysha Janahi demands that he is an individual who thinks circumstances emphatically rather than adversely so as to discover better points of view of life. Moreover, it is likewise basic to feature the capacity of Aysha to keep up their way of life notwithstanding gaining his tutoring in a liberal college in American. This recommends regardless of the introduction to a clashing society that typically adjusts the psyches of most remote understudies; he can hold his feeling of uprightness and pride. In addition, he is an impression of the battle of adjusting the existence a liberal country. This incorporates adjusting to the way of life of crunching grills, sitting in front of the TV and sunning in the sea shore during summer while there is a foundation that is against the vast majority of the things. In any case, as a distinct difference, Bahrain is saturated with the rigid moderate way of life that is much the same as that of Saudi Arabia that doesn't allow bunches of opportunities (Stein and Paterno 2001, p. 71). Aysha Janahi, as noted above, is an understudy of guarantee

Hults Global Executive MBAs launch new careers in Consulting Tech

In the past, Global Executive MBA students at Hult International Business School have launched new careers with the Boston Consulting Group (BCG) and Amazon—thanks to a 19,000-strong alumni network and world-leading career development advice, they are set up for lifelong professional development. Ranked among the top-25 International Business Schools in the world outside of the US by Bloomberg in 2017, Hult has the infrastructure in place to guarantee life-long success for its students. â€Å"Through learning at Hult, EMBA students are given a springboard onto an international platform,† says Peter Hill, senior director of career development at the school. Alongside Peter a wave of Executive MBA career coaches operate all over the globe—at each of Hult’s international campuses in London, Boston, New York, San Francisco, Dubai, and Shanghai—on-hand to offer advice on career development and interview strategy, guiding students from enrolment to post-graduation employment. This is a process that begins long before students walk through the doors at Hult. This article was originally published by BusinessBecause Sharing Economy: Hult B-School Grads Disrupt Life Sciences Industry. Continue reading the full article here. Image credit @bency. Curious about applying? If you want to learn more about our EMBA admissions process, download our brochure. Already decided Hult is for you? Apply online. Make the most of what your career has to offer with a Masters in International Business from Hult. To learn more, take a look at our blog Four reasons to hit â€Å"submit† on your EMBA application, or give your employability a huge boost with an MBA in international business. Download a brochure or get in touch today to find out how Hult can help you to explore everything about the business world, the future, and yourself. Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021 Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021"> During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . Happy New Year, Hultians! . Happy New Year, Hultians! .

Story Reflection - 941 Words

How can you determine if a story is good? Every story has good qualities; but, the lesson the story teaches, the authors influence on the reader and the ending determine whether the audience will be satisfied. I believe that the end of every story should have a lesson, a lesson that stays with the reader forever. Lets say a stranger confronts a child and offers him a candy, but the child declines it, Little Red Riding Hood has been read to him and he has accepted that the only way to avoid being in danger is to run away from it. The aftermath of reading a story should not only leave the reader with a lesson but challenge the way the reader views the world. The problem with finding a solution is the author’s ability to withhold it from†¦show more content†¦The moral of a story is the lesson learned, it is what the reader leaves with after they have finished a story. Whether moral is good or bad all stories should have it to give the reader a reason to read it besides e ntertainment. The story revolves around Elliot and his babysitters who fail to do their job. Although the story illustrates the theme that no one deserves to be alone the lesson is hidden by the abrupt withdrawal of Elliot from Mrs.Sen’s care. The author adds this theme to teach the reader then, later on, draws back by sending Elliot and Mrs.Sen where they began. This turn of event confuses the reader of the reasons behind Lahiri’s story and without clear motive lacks reason of liking the story. Unlike Lahiri’s â€Å"Mrs. Sen’s†, â€Å"The Third and Final Continent† has morals throughout the story, like everyone goes through struggle, anything can be overcome if you put your mind to it. This story demonstrates to the reader how to overcome their problems and gives them hope that their problems will be solved. The narrator left India in search of a better opportunity for his family with little, he went through poverty to accomplish his goal a nd loss. The ending of the story is the last thing to consider in this evaluation. The end is as important as the beginning, it catches the readers attention and satisfies their needs. The perfect ending sums up the story and transports the reader from point a (beginning) to point b (end), it informs the reader of theShow MoreRelated Mrs. Mallards Reflections on Life in Kate Chopin’s â€Å"The Story of an Hour† 725 Words   |  3 PagesAnyone who receives notice of a loved ones death is never expected to take it lightly. In Kate Chopin’s â€Å"The Story of an Hour,† Mrs. Mallard is informed of her husbands â€Å"death† as gently as possible, and immediately she understands the enormous significance this loss will have on her life. Unlike many widow’s, her feelings of utter devastation do not last. Mrs. Mallard’s sobs of loss turn to cries of joy after she reflects upon her own character and discovers truths about her marriage. As any womanRead MoreThe Reflection Of A Story993 Words   |  4 Pages The greatest thing I like in a story is clarity. If I have to reread stories over and over and research what certain words mean, it becomes unpleasant. Other things I look for are a resolution and for the story to pull me into it. It is also a plus when the story sends a message to the reader. I did learn that the stories without a clear resolution can be pretty fun to discuss as a class to see how others thought. That is the only time that I like to read stories with a blurry resolution. AloneRead MoreReflection On The Childrens Story858 Words   |  4 PagesChildren’s Story: Reflective Paper â€Å"The Children’s Story came into being that day. It was then that I really realized how vulnerable my child’s mind was – any mind, for that matter – under controlled circumstances†. In this quote, explaining why he decided to write his children’s story, James Clavell speaks to how capable someone with the resemblance of authority has the power to radically alter peoples’ perceptions of their own reality. His story, while advertised as a children’s story, has quiteRead MoreReflection Of A Short Story900 Words   |  4 Pageswriting short stories because the activity allows me to express my creativity and speak my mind. However, I often have trouble finishing compositions, and my English professors will often tell me I need to improve my work. Recently, I wrote a short story titled â€Å"Unexpected† for a fiction-writing class and made countless changes to the tale based on several guidelines. The revisions to â€Å"U nexpected† have benefited my story, but I could have done more to improve it. 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Police Brutality And The Police Force - 1699 Words

Police Brutality Isn’t our police force supposed to serve and protect us? To me it seems as though a lot of them have been taking advantage of their power and taking advantage of American citizens. For whatever reason our police seem to be doing things backwards from every other police system in the world. For example our cops do not stand out to the public where as in Europe and Asia’s police are bright yellow with checkered patterns, in order to allow the public to easily notice them and have the ability to call out to them for help when they’re needed. However our police likes to stay hidden and undercover from its citizen, and for what reason? Why are they hiding from us, they sneak around to try and get us in trouble for things that aren’t even a problem in most cases, like minor speeding tickets. They do this to meet their quotas. But that’s not where it stops. Police brutality is not something that’s suddenly uprising; it’s been around for a ver y long time. however recently it has been brought to headliners and gained the attention of hundreds of Americans due to the more drastic story’s that have been happening lately. Unfortunately a lot of these stories center around racism that still exists these days and not all cases of police brutality are caused from racism, but a majority of them are and there’s no denying that. Police brutality has been around for a very long time, repeated actions of violating citizens and getting away with it. Repeated events of peopleShow MoreRelatedThe Brutality Of The Police Force1072 Words   |  5 PagesPolice Misconduct The brutality of the police force has been a long worldwide problem, but especially between the years of 2012-2016. Black people are being unjustly beaten and shot in plain sight for doing nothing while being unarmed. 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Construction Management Use of Financial Interpretation

Question: Describe about the Construction Management for Use of Financial Interpretation. Answer: Introduction: The purpose of this report is to understand the application of the financial terms and concepts, which is required in the preparation of a comprehensive report for Garrys Woodworks. The various types of the implementation of financial interpretation has been prepared on the basis of the comprehensive report prepared by using ratio analysis of the Garrys Woodworks on the basis of then liquidity ratio, efficiency ratio and profitability ratio. The application for the financial analysis is further based on the understanding of the concepts related to the understanding of the financing, cash flow budgeting and management, which is relevant to the data, selected for the purpose of the evaluation. The concept of returns on investment has been presented based on the discounted cash flow, which not only shows the DCF after a period of three year but also shows the expected terminal value of the project. The aforementioned financial analysis is done on the basis of five year DCF method (Achar ya et al., 2014). Based on the several methods used for the financial interpretation, we will be able to decide whether Murrays Bank will be able to finance the required amount of $300,000. The later part of the report is based on the recommendation based on the different type of the obtained financial results. The overall analysis thus infers to show the viability of Garrys Woodworks to avail the finance from the Murrays Bank (Friewald et al., 2014). Cash flow Statement analysis According to (Kaplan Atkinson, 2015) the cash flow statement shows the changes in the cash flows of Woodworks. The various types of the items under then cash flows states about the total amount of the cash generated of the company as of 15.03.2016. The cash statement has been prepared on a monthly basis, which further shows then classification of the different categories assets shows the various types of the operating activities, the reporting of the companys income statement on the basis of the accounting of the several components related to accounting to cash. The various types of the investing activities shows the reporting of the purchase and the sale of the long-term investments of the PPE of Garrys Woodworks. Some of the supplemented information of the company is based on the items which does not have any involvement n the cas and the reports and the amount of the interest paid for the income taxes (Collins et al., 2014). Cash Flow Statement as of 15.03.2016 Particulars 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month TOTAL Cash flow from Operating Activities: Sales : Fixed 40900 40900 40900 40900 40900 40900 40900 40900 40900 40900 40900 40900 490800 Variable 6000 10000 16000 20000 24000 32000 36000 44000 48000 52000 56000 60000 404000 Total Sales Revenue 46900 50900 56900 60900 64900 72900 76900 84900 88900 92900 96900 100900 894800 Cost of Material -32680.20 -26882.10 -32153.10 -37424.10 -47966.10 -53237.10 -63779.10 -69050.10 -74321.10 -79592.10 -84863.10 -84863.10 -686811 Packaging Shipping Cost -150 -250 -400 -500 -600 -800 -900 -1100 -1200 -1300 -1400 -1500 -10100 Packaging Cost for Tins -175 -175 -175 -175 -175 -175 -175 -175 -175 -175 -175 -175 -2100 Credit Card Charges -60 -100 -160 -200 -240 -320 -360 -440 -480 -520 -560 -600 -4040 Rent for Industrial Room -420 -420 -420 -420 -420 -420 -420 -420 -420 -420 -420 -420 -5040 Employee's Salary -2500 -2500 -2500 -2500 -2500 -2500 -2500 -2500 -2500 -2500 -2500 -27500 Labor Cost of Packaging -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -16500 Tax Payment -46556.54 -46556.5 Net Cash Inflow from Operating Activities 13414.8 19072.9 19591.9 18180.9 11498.9 13947.9 7265.9 9714.9 8303.9 6892.9 5481.9 -37214.64 96152.16 Cash flow from Investing Activities: Wood cutting accessories -5250 0 0 0 0 0 0 0 0 0 0 0 -5250 Deposit for Industrial Room -1260 0 0 0 0 0 0 0 0 0 0 0 -1260 Chainsaw -3500 0 0 0 0 0 0 0 0 0 0 0 -3500 Market Research -6500 0 0 0 0 0 0 0 0 0 0 0 -6500 Furniture Wood -100000 0 0 0 0 0 0 0 0 0 0 0 -100000 Net Cash Outflow from Investing Activities -116510 0 0 0 0 0 0 0 0 0 0 0 -116510 Cash flow from Financing Activities: Capital Invested by Owner 300000 0 0 0 0 0 0 0 0 0 0 0 300000 Net Cash Outflow from Financing Activities 300000 0 0 0 0 0 0 0 0 0 0 0 300000 Net Cash Increase/Decrease 196905 19073 19592 18181 11499 13948 7266 9715 8304 6893 5482 -37215 279642 Add : Opening Cash Balance 0 196905 215978 235570 253751 265249 279197 286463 296178 304482 311375 316857 0 Closing Cash Balance 196905 215978 235570 253751 265249 279197 286463 296178 304482 311375 316857 279642 279642 The closing balance of the cash flow statement analysis clearly states that the company has maintained a good amount of the cash flows with an amount of $ 279642. This will be ideal to get the loan from the bank. The cash flow analysis further states that company incurred the then major amount of the cash inflows only for the first month (Jenkinson et al., 2015). Some of the items from the inflows include Wood-cutting accessories, Deposit for Industrial Room, Chainsaw, Market Research for sourcing the new customers and Furniture Wood required by the carpenter (Louis Sun, 2014). Balance Sheet of Garrys Woodworks As stated by (Jimnez Ongena, 2012), the balance sheet is the statement, which shows the representation of the companys asset and then liabilities along with the shareholders equity for a specific time period. The aforementioned item helps to shows the various ownerships of the different items of Garrys Woodworks (Adrian Shin, 2014). The various types of values obtained from the balance sheet shows that the company is having a total current assets of $ 365765 and total liabilities of $ 48000. The balance sheet shows the total equity and liabilities. The owners equity is observed to be $ 300000, the total equity, and the liabilities have been observed to be $ 56632. In order to show that the maintenance of the balance sheet figures in accordance with a construction management company the fixed asset portion consists of the components such as the Wood Cutting accessories and the various type of the wood cutting machines available to the company (Oliver, 2014). The fixed assets also shows the possession of the relevant assets such as the Furniture wood, Market Research cost and the possession of the main cutting tool such as the chainsaw which is required for the purpose of wood cutting (Del Negro Sims, 2015). Balance Sheet as of 15.03.2016 Particulars Amount Amount (in $) (in $) Current Assets: Inventory 84863 Deposit made for Industrial Room 1260 Cash 279642 Total Current Assets 365765 Fixed Assets: Wood Cutting accessories 5250 Less : Depreciation 1050 4200 Furniture wood 100000 Less : Depreciation 20000 80000 Market Research 6500 Less : Deferred Revenue Expenditure 2167 4333 Chainsaw 3500 Less : Depreciation 1167 2333 Total Fixed Assets 90867 Total Assets 456632 Current Liabilities : Outstanding Expenses: Employee's Salary 30000 Labor Cost for Packaging 18000 48000 Total Liabilities 48000 Equity: Owner's Capital 300000 Add : Net Income after Tax 108632 408632 Total Equity 408632 Total Equity Liabilities 456632 Profit and loss statement The profit and loss statement provides a financial summarization of the expenses, revenues, costs incurred by Garrys Woodworks, this statement is based on the financial year ending after 31st March 2016. The nature of the information provided in this statement is related to the companys profit generation capability by increasing the revenues and reducing costs or both. Profit and loss statement is also referred to as statement of operations, statement of financial results, income statement and income and expense statement (Knight, 2012). The total income of the company in the year 2016 has been observed to be $ 894800. The various types of expenses considered for the purpose of study includes cost of material, packaging cost, credit card charges, rent for industrial room, employees salary and depreciation of unsold materials. The deferred revenue expenditures are related to those expenditures, which has its benefits derived over a number of accounting periods after the year 2016 (Paterson, 2016). Some of the deferred expenditure of the companies has been observed in the area such as market research, website designing and market rights. The net income before tax of the company has been observed to be $ 155188. The net income after tax is $ 108632 (Christensen et al., 2014). Although the profit of the company is less than the selling amount charged in the advertisement that is $ 300000. Garrys Woodworks has sufficient amount of assets to deploy for the purpose of generating more revenues and thereby increasing the amount of net profits after tax (Shekhar, 2013). Profit Loss Statement as of 15.03.2016 Particulars Amount Amount (in $) (in $) Income: Fixed Sales Revenue 490800 Variable Sales Revenue 404000 Total Income 894800 Expenses : Cost of Material 686811 Less : Stock for Next Month 84863 601948 Packaging Shipping Cost 10100 Packaging Cost for Wooden furnitures 2100 Credit Card Charges 4040 Rent for Industrial Room 5040 Employee's Salary 27500 Add : Outstanding Salary 30000 57500 Labor Cost for Packaging 16500 Add : Outstanding Labor Cost 18000 34500 Depreciation of unsold furniture 1050 Deferred Revenue Expenditure: Market Research 2167 Amortization: Website Designing 1167 Marketing Rights 20000 Total Expenses 739612 Net Income before Tax 155188 Less : Tax @ 30% 46557 Net Income after Tax 108632 Discounted cash flow of Garrys Woodworks The discounted cash flow method of valuation is useful for the purpose of estimation of the attractiveness of investment opportunity if Murrays bank approves credit to buy the facility of Garrys Woodworks. This method uses the future cash flow projections and the discount of aid in order to arrive at the value of present value. The net value obtained through DCF analyses a higher trend in the current cost of the investment hence the bank should consider financing the loan to Garrys Woodworks (Driessen et al., 2012). The DCF value for the 10-year computation has been observed to be $ 571117. This positive value of DCF represents a higher current cost of the investment. States that after a period of 10 years even after the money value is discounted the project is estimated to generate revenues of more than $ 500000. The return on equity has been considered as a market standard rate of 36.21 %. The terminal value calculated by the projected cash flow for the final year divided by the discount rate that the long-term growth rate. The positive terminal amount for the represented by the discounted cash flow method can act as a powerful tool for the future growth prospects of the company. The owners capital has been considered as the asking price of the carpentry business, which is for sale. This amount is rightfully considered as $ 300000 to arrive at the DCF value of the project. The growth rate of the future cash flow is considered constant with the going rate of 20% throughout the 10 years of the p rojected value (Mousavi et al., 2013). Net Income 108632 Owner's Capital 300000 Return on Equity 36.21% Particulars Growth Rate Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Operating Cash Flow 96152 115383 138459 166151 199381 239257 287109 344531 413437 496124 Less : Capital Expenditure 30000 0 0 0 0 0 0 0 0 0 FCF 66152 115383 138459 166151 199381 239257 287109 344531 413437 496124 FCF Growth 20.00% 20.00% 20.00% 20.00% 20.00% 20.00% 20.00% 20.00% 20.00% 20.00% Average FCF Growth Rate 20.00% 20.00% Terminal Value 0 0 0 0 1475928 0 0 0 0 2 Total FCF 66152 115383 138459 166151 1675309 239257 287109 344531 413437 496126 Cost of Equity 36.21% 300000 Discounted Cash Flow 48566 62190 54788 48268 357305 175652 154748 136331 120106 105812 Present Value of DCF 571117 Analysis of the performance of Garrys Woodworks In order to create further scope of decision-making for financing credit to the company is based on the liquidity ratios, efficiency ratios analysis. The liquidity position of the company has been evaluated based on the availability of the liquid finance such as cash, Deposit made for Industrial Room and the closing stock value of the previous financial year ending has been observed to be as the liquid assets of the company (van den End Kruidhof, 2013). The current ratio of 7.62 based on the figures of current assets and current liabilities for the financial year ending 31st of March 2016. The high amount of current ratio suggests the scope of company to repay the loan amount of $ 300000. Although the company has a significantly high current ratio however it needs to utilize its assets in a better way for further scope of improvement in the business activities. For the scope of further decision-making, the asset turnover ratio of the company shows the efficiency of Garrys Woodworks to use its assets in generating more sales from the revenues. As the company has scope of utilizing its assets for operational diversity that the turnover ratio has been observed to be higher (Hu et al., 2013). Garrys Woodworks Ratio analysis Liquidity Ratio Current Ratio 2016 ($) Current Assets 365765.3 Current Liabilities 48000 Current Ratio 7.62 Efficiency Ratio Asset Turnover Ratio 2016 ($) Net Sales Revenue 894800 Average Total Assets 456631.9 Asset Turnover Ratio 1.960 Profitability Ratios Return on Equity 2016 ($) Net Income 108631.9 Shareholders Equity 408631.9 Return on Equity 0.266 The return on equity shows the measure of profitability of the company, this value is computed by the net income and shareholders equity. The early of the company suggests the amount of profit on every dollar of shareholders equity computed from the previous financial year. The ROE value of 0.266 suggest that company has the ability to incur more profit without needing much capital (Bodie et al., 2014). Due diligence for providing the financial credit The bank should finance the credit of $ 300,000 to Garys Woodworks due to the following reasons: The total amount of cash flows has been observed to be $ 279642. Moreover, the current assets amounting to $ 365765 is enough to finance the credit to It has been further observed that the total amount of the fixed assets has been observed to be $ 90867 and the total of the overall assets has been observed to be $ 456632. This further roves that the firm can easily repay the loan amount of $ 300,000. The income statement of the company clearly, states that the company is having a net profit after tax amounting to $ This shows that the company is having enough capability to repay the loan amount. The financial analysis based on the liquidity ratio, efficiency ratio and profitability ratio. The current ratio of 7.62 shows that the company is competent enough to pay its operational expenses and it further shows the availability of the liquid cash and availability. The efficiency of the company is shown with the asset turnover ratio. This has been observed to be 1.96. The high asset turnover ratio also suggests that the company is having enough potential to finance the costs of the long-term borrowing to the availability of the high amount of the fixed assets. The profitability ratio further shown based on return on equity. The ROE value of 0.266 suggest that company has the ability to incur more profit without needing much capital and hence it can repay the loan with ease. Conclusion The various decision-making tools used in the report is based as per the industry standards and the positive side of all the statements highlights about the rational for granting the finance to Garrys Woodworks. The selling price of $ 300,000 can be repaid by the yearly cash flows of $ 279642 and total assets amounting to $ 456,632. Moreover, the analysis tools and techniques used such as the discounted cash flows has taken the growth factor is 20% and the return on equity as 36% based on the practical figures according to the present carpentry business run in Australia. The analysis tools and techniques used in the project suggest that Garrys Woodworks has enormous potential for future expansion and developing the carpentry services through its sound financial status. The analysis of the case study further shows that the business has sufficient amount of credibility, customer base and hope of growth to repay its long-term borrowings and hence Murrays Bank should look forward to fina nce the credit of the asking price. Reference List Acharya, V., Drechsler, I., Schnabl, P. (2014). A pyrrhic victory? Bank bailouts and sovereign credit risk. The Journal of Finance, 69(6), 2689-2739. Adrian, T., Shin, H. S. (2014). Financial intermediary balance sheet management. In A Flow-of-Funds Perspective on the Financial Crisis (pp. 177-202). Palgrave Macmillan UK. Bodie, Z., Kane, A., Marcus, A. J. (2014). Investments, 10e. McGraw-Hill Education. Christensen, T. E., Baker, R. E., Cottrell, D. M. (2014). Advanced Financial Accounting. The McGraw-Hill Companies, Inc. Collins, D. W., Hribar, P., Tian, X. S. (2014). Cash flow asymmetry: Causes and implications for conditional conservatism research. Journal of Accounting and Economics, 58(2), 173-200. Del Negro, M., Sims, C. A. (2015). When does a central bankÃâ€" ³ s balance sheet require fiscal support?. Journal of Monetary Economics, 73, 1-19. Driessen, J., Lin, T. C., Phalippou, L. (2012). A new method to estimate risk and return of nontraded assets from cash flows: the case of private equity funds. Journal of Financial and Quantitative Analysis, 47(03), 511-535. Friewald, N., Wagner, C., Zechner, J. (2014). The Crossà ¢Ã¢â€š ¬Ã‚ Section of Credit Risk Premia and Equity Returns. The Journal of Finance, 69(6), 2419-2469. Hu, F., Xia, W., Wu, Z. (2013). Measurement of Liquidity Risk of Listed Commercial Banks. In Informatics and Management Science I (pp. 349-355). Springer London. Jenkinson, T., Landsman, W. R., Rountree, B., Soonawalla, K. Z. (2015). Private Equity Net Asset Values and Future Cash Flows. Available at SSRN 2636985. Jimnez, G., Ongena, S. (2012). Credit supply and monetary policy: Identifying the bank balance-sheet channel with loan applications. The American Economic Review, 102(5), 2301-2326. Kaplan, R. S., Atkinson, A. A. (2015). Advanced management accounting. PHI Learning. Knight, F. H. (2012). Risk, uncertainty and profit. Courier Corporation. Louis, H., Lys, T. Z., Sun, A. X. (2014). Conservatism, analyst ability, and forecast error: evidence on financial statement users' ability to account for conservatism. Available at SSRN 1031981. Mousavi, S. M., Hajipour, V., Niaki, S. T. A., Alikar, N. (2013). Optimizing multi-item multi-period inventory control system with discounted cash flow and inflation: two calibrated meta-heuristic algorithms. Applied Mathematical Modelling, 37(4), 2241-2256. Oliver, K. (2014). Balance Sheet Presentation under IAS 1 and US GAAP. Paterson, R. (2016). Off balance sheet finance. Springer. Shekhar, C. (2013). The Profit versus Loss Heuristic and Firm Financing Decisions Matt Pinnuck* Department of Accounting University of Melbourne Parkville, VIC 3010. Accounting, Organizations and Society, 38, 6-7. van den End, J. W., Kruidhof, M. (2013). Modelling the liquidity ratio as macroprudential instrument. Journal of Banking Regulation, 14(2), 91-106.

The Hobbit Double Entry Journal Prompts free essay sample

Although the men keep alive old traditions in a new era, this quote symbolizes how the majority of things have changed in this world. This excerpt situates the dwarves in the present time frame where power has shifted to evil forces, how the dwarves lost control of their mountain city, and also how old legendary maps don’t so well in a new environment. The men never really experienced what it was like to live in a time where everyone and everything blended harmoniously. After reading this in the book, I immediately made a mental connection to a memory of the 6th grade. At the peak of the swine flu epidemic, my school started to administer vaccines to protect the students against the disease. I forgot to hand in a consent form to give them permission for a vaccine, so instead of getting a vaccine, I got the nasal mist in my nose. We will write a custom essay sample on The Hobbit Double Entry Journal Prompts or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The nurse asked me what my favorite fruit was, and I replied â€Å"umm.. apples! † Not knowing what it was for, she made the thick goo they shot up my nose apple flavored. This was probably one of the weirdest feelings I have ever experienced. Just like Fili, I did not want to smell apples for a long time. This excerpt I picked reminds me of a part of the Odyssey. The specific part I am referencing to is the Suitors. After learning how expensive it is to have company over for an occasion, the connection I made between both pieces of literature only emphasizes this idea by giving more evidence. â€Å"Not at any rate until the songs have come true! † (Tolkien 186) â€Å"They beat on it, they thrust and pushed at it, they implored it to move, they spoke fragments of broken spells of opening, and nothing stirred. † (Tolkien 190) â€Å"Tomorrow begins the last week of autumn. Said Thorin one say. â€Å"And winter comes after autumn,† said Bifur. â€Å"And next year after that,† said Dwalin, â€Å"and our beards will grow till they hang down the cliff to the valley before anything happens here. † (Tolkien 193) I purposely picked this quote to talk about my reasoning of how these words relate to the current generation of music. There is little or no rate of songs that are produced today that stay true to the art of music. For starters, most songs today aren’t even made with â€Å"real† instruments. Secondly, almost all of the big time artists are auto-tuned. It isn’t the strongest reference I have made, but I just can’t stand how the stuff they call music is so greatly praised. As the group searches for the secret entrance Elrond has promised the dwarves based on the map, their failure to open the door foreshadows further struggle. The group will encounter more forms of resistance, because this isn’t even the worst part of their luck they have been blessed with. This quote also shows the much repeated theme of perseverance displayed throughout the novel. The excerpt I presented here shows how the race against time is presented for the crew. This is because they do not have forever to complete their tasks. Since they get agitated at how long parts of their quest take, it highlights qualities of the average Joe that they possess. They are not a group of godly, or immortal beings. We saw them cut down to size similarly when they were trapped by the wolves. â€Å"The most that can be said for the dwarves it this: they intended to pay Bilbo really handsomely for his services; they had brought him to do a nasty job for them. And they did not mind the poor little fellow doing it if he would: bit they would all have done their best to get him out of trouble, if he got into it† (Tolkien 196) I have absolutely no use for dragon-guarded treasures and the whole lot could stay here forever, if only I could wake up and find this beastly tunnel was my own front-hall at home† (Tolkien 198) â€Å"†¦but rising from the near side of the rocky floor there is a great glow. The glow of the Smaug! † (Tolkien 200) I ha d to chew this quote up a little bit and ponder upon it. A side of the dwarves that has not yet been shown is expressed here. I believe it is greed. The dwarves seem to be using Bilbo for his talents – which make up a good thief. There isn’t much to say about the dwarves if they used Bilbo all along as their scapegoat. Bilbo speaks for himself in this quote. He is not there to be someone’s tag along. He has a mind of his own and knows what is right and wrong. He also yearns for the safety and comfort of his own home when thrown into the midst of a sticky situation. I can say that Bilbo is a very convincing being. I specifically picked this quote because we have heard of the dragon throughout the whole book, but this is the first actual account we have about Bilbo’s encounter with the dragon – first hand. The dragon is pictured as any other dragon from a mythical tale would be. The first and most important trait being the dragon having firey breath. It is because of the dragon’s ability to promote havoc that gives the story an interesting outcome. â€Å"Now do be careful! † whispered the hobbit, â€Å"and as quiet as you can be! There may be no Smaug at the bottom, but then again, there may be† (Tolkien 215) â€Å"Suddenly Bilbo’s arm went towards it drawn by its enchantment. His small hand would not close about it, for it was a large and heavy gem; but he lifted it, shut his eyes and put it in his deepest pocket. (Tolkien 217) â€Å"Hear, hear! † cried Bilbo, and flung himself on the ground. In the rock-chamber there would have been room for a hundred and there was a small chamber in the back. There they laid out all of their burdens. †(Tolkien 224) I like this quote because it emphasizes Bilbo’s resourcefulness. He thinks through ever y possible consequence before he acts. This is a very useful trait to have, especially for someone that is on an adventure where one silly mistake can prove fatal. Acting so vigilantly will later prove fruitful for Bilbo. This is a substantial quote in a rather small chapter. Here we are introduced to the turning point of the story – the Arkenstone. This is just one of the few treasures Bilbo retrieves. The arkenstone is one of the main reasons Thorin set out to reclaim what was once his ancestors’. This quote also foreshadows Bilbo’s future resourcefulness. After reading the rest of the story, I noticed that the men start to reclaim what is theirs. It almost acts as a foreshadowing tool. The men, especially Thorin, know what’s rightfully theirs and how it has been taken from them. It will only be a matter of time before they find out if they can hold on to their newly conquered area. â€Å"The King beneath the Mountain! They shouted. His wealth is like the Sun, his silver like a fountain, his rivers golden run! The river is running gold from the Mountain! they cried, and everywhere windows were opening and feet were hurrying† (Tolkien 226) â€Å"Already men were jumping into the water on every side. Women and children were being huddled into laden boats in the market-pool. † (Tolkien 228) â€Å"Arrow! Said the bowman. â€Å"Black arrow! I have saved you for last. You have never failed me and always I have recovered you. I had you from my father and he from of old. If ever you came from the forges of the true king under the Mountain, go now and speed well! (Tolkien 229) I interpreted this quote as a great example of dramatic irony. The townspeople, who think the golden colored river in the distance is amassed wealth, are horribly wrong. The gold is in fact, a raging dragon ready to destroy everything in its sight. Everyone starts to cry cheers of joy, when they should be crying tears of sadness. From this quote, I perceived a very strong mental image. The quote shows the true wrath of the Smaug. At the time The Hobbit was written, 1930, women and children were put first in the event of a disaster. For example, in the movie Titanic, one could see how women and children were loaded onto life boats before men. Here in this quote, if men were the first ones to give up and jump into the water, no one had a chance at survival by far. There would be no one to help others get on their way to safety. This quote stresses the theme of tradition throughout the story. Because the arrow was handed down from generations of old, it had a much higher importance. The archer believed the arrow had more â€Å"experience† seeing more time in battle situations. It is also interesting to read about how much faith was invested into his last shot. This excerpt also sparks my curiosity as to how the archer talks to the lifeless arrow like an old friend. â€Å"Now we will return to Bilbo and the dwarves. All night one of them had watched, but when morning came they had not heard or seen any sign of danger. But ever more thickly the birds were gathering. Their companies came flying from the South; and the crows that still lives about the Mountain were wheeling and crying unceasingly above. † (Tolkien 234) â€Å"Hail Thorin! Why do you fence yourself like a robber in his hold? We are not yet foes, and we rejoice that you are alive beyond our hope. We came expecting to find non living here; yet now that we are met there is matter for a parley and a council. † (Tolkien 240) â€Å"The whole place still stinks of dragon,† he grumbled to himself, and it makes me sick. And cram is beginning simply to stick in my throat. † (Tolkien 243) I picked this quote to explain how the foreshadowing of Thorin reclaiming his ancestor’s mountain cabin wraps up. The dwarves are hiding out in the mountain, and now they will have to hold off against whoever feels obligated to collect the dragon’s treasures. As the narrator switches points of views, he pictures birds thickly gathering. When you see something abnormal occur in nature, you get a feeling something bad is about to happen. This picture Tolkien painted compelled me to keep on reading. Expecting the dwarves to be dead, the humans and their allies have come to claim the dragons’ treasures. The humans mean no harm to the dwarves, and once they find them there they suggest they should split the riches. Thorin, feeling all of it is his become very defensive and abruptly declines. This is the first time in the novel I found Thorin to be so bold in his actions. Considering they greet him with an overly-polite â€Å"Hail Thorin! †, I think he should have gave them a small share for slaying the dragon. Although I am not in the situation personally, I couldn’t say what I would suggest. After finally reaching what his whole journey was driven off of, he would need time to make a decision. I find quote humorous and ironic. Thus because Thorin wanted to remain close to his newly acquired treasures, and now he has to being that the mountain is besieged. Now, Thorin has had enough of the mountain when the fun just started. â€Å"Now the days passed slowly and wearily. Many of the dwarves spent their time piling and ordering the treasure; and now Thorin spike of the Arkenstone of Thrain, and bade them eagerly to look for it in every corner. † (Tolkien 244) â€Å"I am tired of stairs and stone passages. I would give a good deal for the feel of grass at my toes. I would give a good deal for the feel of strong drink in my throat, and for a soft bed after a good supper! † (Tolkien 246) â€Å"All in good time! † said Gandalf. â€Å"Things are drawing towards the end now, unless I am mistaken. There is an unpleasant time just in front of you; but keep your heart up! You may come through all right. There us news brewing that not even ravens have heard. Good night! † (Tolkien 249) This is one of my most favorite examples of dramatic irony I came across in the novel. Thorin is searching for the Arkenstone restlessly. What he doesn’t know is that Bilbo swiftly retrieved it on one of his first adventures into the mountain. At one point Bilbo gets worried after Thorin says he would put his life on the stone to get it back. Bilbo doesn’t want a conflict to erupt between the three races. The dramatic irony throughout this novel up to this point made it much more fun to read. Eventually Bilbo is tired of sticking it out in the mountain. He longs for him humble life so he takes matters into his own hands. Offering the Arkenstone, something so valuable to his expedition, to avoid conflict is something that was just in his nature. An action like this was very brave for him, but he knew what he needed to do. In this quote, Gandalf is congratulating Bilbo on a job well done, yet not to become complacent because it is not all over yet. I think that it is essential Gandalf appreciated Bilbo’s actions of bravery and how he carries out what he believes in with such finesse. Bilbo gets excited because of Gandalf’s compliments, and I felt happy for him. â€Å"By the beard of Durin! I wish I had Gandalf here! Curse him for his choice of you! May his beard wither! As for you I will throw you to the rocks! He cried and lifted Bilbo into his arms. Stay! Your wish is granted! † said a voice. The old man with the casket threw aside his hood and cloak. â€Å"Here is Gandalf! And none too soon it seems. If you don’t like my Burglar, please don’t damage him. Put him down, and listen first to what he has to say! † (Tolkien 250-251) â€Å"The Goblins are upon you ! Bolg of the North is coming, O Dain! Whose father you slew in Moria. Behold! The bats are above his army like a sea of locusts. † (Tolkien 255) â€Å"It was a terrible battle. The most dreadful of all Bilbo’s experiences, and the one which at the time he hated most. † (Tolkien 257) This quote that I picked only further emphasizes the fact that Gandalf’s and Bilbo’s views correspond with each other. Nothing bad can really result from a duo with supernatural powers and great resourcefulness. I also appreciate how Gandalf cuts Thorin down to size. I believe that the riches he sits upon got to his head and now he somewhat corrupt. In this part of the book, we are introduced to a new character, â€Å"Bolg of the North†. According to the book, Bolg is the son of Azog. This is very interesting because earlier in the book we learned Azog was the goblin who killed Thorin’s grandfather, Thror. This reminds me of the short story we read earlier in the year, The Interlopers, and how the hostility remained between the generations of family. This explanation of the battle given on the account of Bilbo really made me realize the degree of severity in which it occurred. If this was worse than Bilbo’s experience of being chased up a tree by wolves and then having it slowly burnt down with him stuck up there, then this battle must have been pretty bad. I would have to say it was by far Bilbo’s nightmare occurring in reality. â€Å"When Bilbo came to himself, he was literally by himself† (Tolkien 261) There indeed lay Thorin Oakenshield, wounded with many wounds, and his rent armour and notched ace were cast upon the floor. He looked up as Bilbo came beside him. â€Å"Farewell, good theif,† he said. I go now to the halls of waiting to sit beside my fathers, until the world is renewed. Since I leave now all gold and silver, and go where it is of little wo rth, I wish to part in friendship with you, and I would take back my words and deeds at the Gate. † (Tolkien 262) â€Å"So comes snow after fire, and even dragons have their ending! † said Bilbo, and he turned his back on his adventure. The Tookish part was getting very tired, and the Baggins was daily getting stronger. â€Å"I wish now only to be in my own armchair! † he said† (Tolkien 268) This statement, which opens up the 18th chapter, highlights the life of solitude Bilbo longed for the whole time he was away from his ascetic life. Tolkien shows how he was forced to cope by himself with no one there for him as they were either dead or in hiding. I felt a lot of sympathy here for Bilbo because he was always there to lend a hand to everyone else but in this instance, no one was there for him. Thrown in a much different situation, Thorin acts completely different towards Bilbo. Even though I disliked Thorin a lot since the beginning of the book, I looked at his character with a lot more respect after he parted by making amends with everyone – especially Bilbo. Bilbo definitely deserved an apology and I revere Thorin for delivering it. I noticed that as time went on in the book, Bilbo kept longing for his hobbit hole. Since his Tookish blood that has longed for adventure is now satisfied, he needs time to recover from everything he has seen and experienced. Now fueled and fired by the drive to get home, nothing is going to stop Bilbo. He is now a much stronger, wiser, and keen hobbit. â€Å"The dragon is withered, his bones are now crumbled; His armour is shivered, His splendor is humbled! Though sword shall be rusted, And throne and crown perish With strength that men trusted And wealth that they cherish, Here grass is still growing, And leaves are yet swinging, The white water flowing, And elves are yet singing Come! Tra-la-la-lally! Come back to the valley! † (Tolkien 269) â€Å"Bless Me! What’s going on? He cried. There was a great commotion and people of all sorts, respectable and unrespectable, were thick round the door, and many were going in and out – not even wiping their feet on the mat, as Bilbo noticed with annoyance. † (Tolkien 274) â€Å"Thank goodness! † said Bilbo laughing, and handed him the tobacco-jar. † (Tolkien 276) This excerpt, the elves being the speakers behind it, recite these lines in song. This quote shows how the slaying of the dragon and triumph over the goblins and Wargs not only positively affected Bilbo and the dwarves, but life in all of the lands. Because of their brave actions, everyone can now live much more peacefully. In this quote, Bilbo finally returns home. He’s been ‘round the world and back – literally – only to find his belongings are being auctioned off to strangers. If I was in Bilbo’s situation I would have probably gone berserk and thrown everyone out, one by one. I couldn’t even have imagined such a thing happening to Bilbo. If there was one thing I can see Bilbo caring about is his good ‘ol pipe and tobacco. These two items are the perfect combination to calm down and relax such a humble hobbit like Bilbo. I happy that at least his pride wasn’t stripped from him at his homecoming. Bilbo has returned at last.

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Cloud computing chapter Essay Example | Topics and Well Written Essays - 500 words

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Sustainability Powerpoint Presentation - Essay Example One of the most important factors is that of environmental concern. The company had initially issued policies to handle the environmental aspect but that had suffered from lack of proper implementation owing to the company’s decentralized structure. The second goal has been identified as reinventing and modifying the business models of the company. In order to improvise on the past strategies, the company has decided to set up a market research segment that would make a survey among the customers of HP and yield out aspects which they expect to be present in their products. The company had originally been engaged in many processes which were later figured out to be its drawbacks rather than its advantages. For instance, the company had initially been persistent in selling their products to the consumers which normally prove to be rather expensive for them. In contrast they are attempting to let their products out in lease so that they might extract incomes out of their products while the consumers stay better off as well. In addition, through the process, it can own the product throughout its life which could turn out to be rather profitable. Secondly, in order to move ahead with its plans of high networking, HP must also take care of environmental aspects so that its activities might not bring much impact over the same. In order to make its dream of networking come true, HP is also attempting plans to popularize the concept of electronic media among the poorer sections. In order to win over the confidence of its stakeholders, HP has adopted the strategy of transparency. HP prefers to express its strategies of business model and those adopted to overcome challenges they confront. In addition, they also maintain the expression of their shortcomings such as environmental issues, since such admissions help them in winning over the confidence of their stakeholders (Preston, 2001). One of the

Reading Level of Grade Three Pupils at Luis Mirasol Memorial School Essay Example for Free

Reading Level of Grade Three Pupils at Luis Mirasol Memorial School Essay The current issue being faced today by most educators is that during enrolment, some pupils who are promoted in Grade Three are still considered as non-readers. According to Arnold Peralta (2006), enabling the child to read in Grade 1 and 2, the primary grade is very necessary. It is in this stage that the habit of reading should be developed. If a child will not be able to read, understand what he reads and developed the habit of reading, he/she can hardly make it in the higher grades. According to Businessdictionary. com, reading grade level means number assigned to the level of complexity of a reading material, it equates to a given level of schooling, For example, a reading grade level of seven means the reading material is intended for a seventh grade student. In the field of education, this concept is very important in determining pupils’ progress in reading. According to Juan Miguel Luz (2007), Grade Three (10 years old) is a critical year in terms of formal schooling. Before School Year 2012-2023 preschooling is neither compulsory nor part of the package of free public education guaranteed by the Constitution, Grade Three marks the third full year of basic education for children who attend public elementary school and the year when the facility to read, write, and do the four operations of arithmetic with competence is expected. (Less than 20 percent of those who go to public elementary school actually attend a full year of preschool education). Dropping out before this grade level thus becomes a major contributor to the lack of functional literacy, which in turn has a negative impact on adults and their eventual work productivity. This is assuming, of course, that by the end of Grade 3 (or the third year of formal full-time schooling), the children’s competence in the three ‘Rs are being honed fully. But seeing it, that may not be happening in far too many schools. Furthermore, since they learned the basic skills in reading during their previous grades, they are expected to be a good reader when they reach Grade Three. However, there are many pupils who are still considered as non-readers. Stothard Hulme (1996) described reading as the interaction of two distinct processes, decoding and comprehension. For skilled readers decoding is a highly automated task. Skilled readers can focus their attention on comprehension of the novel material. Low ability readers typically have difficulties studying and learning from expository textual material (Helwig, Almond, Rozek-Tedesco, Tindal, Heath, 1999). Readers with robust verbal ability skills are more likely to analyze new information and draw inferences than their peers with low verbal ability. DepEd intensifies reading literacy in schools by enforcing the policy called â€Å"Every Child A Reader† (the Education Post Vol. 21, No. 1). Undersecretary Bacani said the new policy aims to make every Filipino child a successful reader at the end of Grade 3. The undersecretary is expecting that no pupil will be promoted to higher grades unless he or she manifests mastery of the basic literacy skills in a particular grade (Arnold Peralta,2006). The researchers presupposed factors to consider in eradicating or minimizing non- readers in every school. Among this are children who have spent less time in reading, their father and mother educational attainment, type of pre-school attended whether in public or private, and monthly family income. This is caused by the influence of the modern world, and parents’ inability to monitor the child’s progress because they are preoccupied with their chosen job. Some children choose to hang around malls, play computer or video games, or watch cartoons and consider reading as part of school activities that need to be forgotten during their spare time. (Arnold Peralta,2006) On the other hand, this is maybe caused by parent’s low educational attainment, and the absence of any reading and educational materials in their homes. According to Arnold Peralta (2006), the parents’ role is very important in helping increase their children’s habits. They must be involved in any activity to improve their children’s reading ability. That is why, in relation to this, the researchers aim to conduct a study that shall determine if such factors have indeed some kind of influence with the Reading Level of Grade Three pupils of Luis Mirasol Memorial School. Statement of the Problem This study will be conducted to determine the Reading Level of Grade Three Pupils at Luis Mirasol Memorial School. Specifically, this study aims to: 1. Describe the respondent’s socio-economic characteristics in terms of educational attainment of the father , educational attainment of the mother, and the monthly family income,type of pre-school attended, and number of hours spent in reading; 2. Determine the reading level of the respondents; 3. Determine if there is a relationship between the respondents’ socio-economic characteristics such as: educational attainment of a father, educational attainment of mother, monthly family income, and type of pre-school attended and number of hours spent in reading of the respondents. Research Hypotheses 1. There is no significant relationship between the respondents’ socio-economic characteristics such as: educational attainment of a father, educational attainment of mother, monthly family income, and type of pre-school attended, time spent in reading and the reading level. Theoretical Framework This study is based on various theories on reading level: According to the theory of reading as defined by (Henry,1986) that it must deal with wide range of issues and account for a wide range of behaviors and capabilities. Reading occurs when a child has developed sufficient decoding skills. Decoding is the ability to decipher printed words into meaningful spoken language. More specifically, decoding refers to the skill at which one is able to recognize sound, individual phonemes in a printed or written word and then length and those phonemes to form the sound of the word by (Adams 1990)NRP,2000;National Researcher Council,1998) Philip Gough and Wesley Hoover (1990) describe a theory called simple review of reading, a theory that supported that decoding is necessary for reading level success. This view asserts that weaknesses in reading decoding will result in weak reading. According to (Moats 1999, p5). Reading is the fundamental skill upon which all formal education depends. Research now shows that a child who does [not] learn the basics early is unlikely to learn them at all. Any child who does learn [not] to learn to read-early and will not easily master other skills  and knowledge and unlikely to ever flourish in schools or in life. According to (Kantawala, 1980) states that, the higher the socioeconomic status the better the reading attitude, according to him students of small size family had a more favourable reading attitude than those of large families. Due to the lack of independent reading student may not have developed the positive attitude towards reading. Conceptual Framework Reading level is one of the problems of teachers and parents with regards to their pupils and children. As parents become worried on the reading level of their sons and daughters many of them are unaware of the factors which may significantly affect such occurrence. These pupils on the other hand, who have delayed reading level, frequently, consider reading a task for them to study. In this study, Monthly family income, Preschool last attended, Time spent in reading serves as the Independent Variables while Reading level serve as the Dependent Variable. In terms of Monthly Family Income the researcher believe that those respondents with a higher monthly family income are expected to have a high reading level. In terms of Pre-school last attended, researchers believe that those pupils who obtain schooling in private pre-school than in public are expected to a have high reading level. In terms of Time spent in reading, the researchers believe that those who spent much time in reading are expected to have high reading level. Independent variable 1. Socio-economic characteristics * Educational attainment the father * Educational attainment the mother * Monthly family income 2. Type of school where pre-school education was obtained * Public * Private 3. Time spent in reading Dependent variable Reading Level Figure 1. A Schematic diagram showing the relationship between the Independent and Dependent Variables. Definition of Terms To establish a frame of understanding for both the researchers and readers to facilitate correct interpretation of the results of the study, the following term were defined: Educational Attainment of Father this pertains to the highest level of instruction, obtained in an institution of learning by the father. It is classified as elementary, high school or college. Educational Attainment of Mother this pertains to the highest level of instruction, obtained in an institution of learning by the mother. It is classified as elementary, high school or college. Monthly Family Income. This refers to the total gross income of the pupils family per month and is further classified into High (Php 5000 and above), Average (Php2500 and above), Low (1500 and below). Pre-school last attended. Type of school where pre-school education was obtained whether it is in Day Care Center or Pre-Elementary Public School. Time Spent in Reading. This refers to average time not less than 80 to 100 minutes of independent or shared reading per week by the pupils. Reading Level- reading will be measured by using the IRI assessment and the respondents will be ranked through Frustration level, Instructional Level, Independent Level. Scope and Limitation of the Study This study aims to determine the factors related to the Reading Level of Grade 3 pupils at Luis Mirasol Memorial School during the School Year 2012-2013. This study will be conducted at Luis Mirasol Memorial School for convenience of both the researchers and the respondents. The Grade 3 pupils were selected as respondents of this study. The information needed in this study will be gathered using a self-administered questionnaire structured by the researchers. Furthermore, the interview and questionnaire will use to test the reliability of the research instrument. This study would be more reliable if it covers a larger scope and if more respondents will be involved. But this will also mean more effort, time and money that the researchers despondently lack. Significance of the study. The results of this investigation are expected to be highly beneficial to the following: Central Philippine University—College of Education. As an educational institution that hones every individual to become successful professionals in the future, the problem would be beneficial to the College of Education for the outreach center in the field study, to plan out certain programs, and strategies for the Luis Mirasol Memorial School as a partnership of Central Philippine University. Luis Mirasol Memorial School. If this study proves to be beneficial as a means of basis and standards, teachers will be able to find new ways and strategies on how to improve the reading level of their pupils. Parents. As the legal guardians of the children, the results of this investigation would serve as a stimuli towards their awareness on the factors that affect the reading level of their children. Furthermore, this study would initiate them to be more involved to follow up their children at home with partnership to the teacher and open line communication for the development of their children. Elementary Pupils. Whenever proven that the mentioned factors have something to do with the Reading Level of the pupils, the pupils themselves can learn and even do something to counteract negative impact caused by such factors as to their reading skills. Researchers. The outcome and conclusions drawn from this study will be beneficial to other researchers as a guideline for future studies. Chapter II REVIEW OF RELATED LITERATURE Educational Attainment of both Parents and Reading Level Research on parenting also has shown that parent education is related to a warm, social climate in the home. Klebanov et al. (1994) found that both mothers’ education and family income were important predictors of the physical environment and learning experiences in the home but that mothers’ education alone was predictive of parental warmth. Likewise, Smith et al. (1997) found that the association of family income and parents’ education with children’s academic achievement was mediated by the home environment. The mediation effect was stronger for maternal education than for family income. Thus, these authors posited that education might be linked to specific achievement behaviors in the home (e. g. , reading, playing). Preschool Attended and Reading Level Preschool helps children to use their minds by knowing where the child means also knowing how his mind deals with the activities of the curriculum and other experiences in the early years. Mental operation most relevant for early education can be grouped into 3 major areas: perception, memory and problem solving. According to Maria Montessori, early education has an indispensable role in the whole personality of the child. The stage of human development from 0-6 years is the stage of the most absorbent mind and the critical period of a child. This stage is the most sensitive period in the life of the child that needed a wholesome, healthful and rich background. If a child fails in reading during the primary grades, his chances for success in any other academic area are greatly reduced. It is therefore essential that a pre-school program for children do all it can to ensure that the children will succeed in reading when they enter school. (http://onlineacademics. org/ReadingDiagnosis. html) Preschool improves childrens problem solving abilities for elementary school. Educational advocates recognize early childhood education, during the preschool years, as among the most enduring and beneficial services a community can provide for its children. Some parents choose to delay formal education until kindergarten, instead instructing their children in reading readiness tasks and offering enrichment classes at home. Children who arent offered these opportunities, whether at home or in a formal school setting, perform below their kindergarten classmates in reading and social readiness. (W. Steven Barnett; January 2006). According to a study by Organization for Economic Co-operation and Development, children who attended preschool scored at a higher reading level than children who did not attend preschool. Even if they couldnt read, exposure to reading, books and listening to stories resulted in higher levels of letter and number recognition. When introduced to numbers and letters during kindergarten, children who attended preschool already had conceptual and visual familiarity, making it easier for them to make sense of written words. This advantage in reading comprehension and ability continued through age 15. Time Spent in Reading and Reading Level. (U. S. Department of Education, 1986) have recently reiterated the assertion that time spent reading at school and at home is an important facet of a reading program. Despite the perceived importance of time spent reading, a number of studies have found that intermediate grade students spend relatively little time reading at school or at home. It has been well documented that, in general, the amount of time that students are engaged in academic tasks during the reading period at school is positively correlated with gains in reading achievement (Brophy Good,1986; Fisher et al. , 1980; Stallings Kaskowitz, 1974). At the same time, however, many activities besides silent reading occur during the reading period (Anderson et al. , 1985). Consequently, studies on general student engagement during the reading period do not provide direct evidence of a meaningful relationship between time spent on silent reading and reading achievement. A few studies have supported the assertion that time engaged in silent reading is an important determinant of elementary students reading achievement. Greaney (1980) found a positive relationship between the amount of time spent reading at home and the reading achievement of elementary-age children. In effect, the assertion that time engaged in silent reading at school and at home is important for childrens reading growth has little empirical support; the literature contains surprisingly few studies that have actually found significant relations between time engaged in silent reading and gains in reading achievement for intermediate grade students. In fact, Wilkinson et al. (1988) and Anderson et al. (1988) have recently bemoaned the paucity of evidence. Thus, in the present study we focus on the relationship between reading and achievement gains. We attempt to provide data directly relevant to the policy question of whether or not elementary teachers and administrators should advocate students devoting more time to silent reading at school and at home. Synthesis of Review of Related Literature The Related Literature presented above revealed that there are certain existing factors related to the Reading Level of the pupils in an educational institution. It was mentioned by Klebanov et al. (1994) that education of parents and family income were important predictors of the physical environment and learning experiences in the home. Likewise, Smith et al. (1997) found that the association of family income and parents’ education with children’s academic achievement was mediated by the home environment. The pre-school program for children do all it can to ensure that the children will succeed in reading when they enter school (Maria Montessori). This serve as a foundation to their basic learning during their elementary grades. The time spent on reading has been beneficial to children who read during their free time. It has been well documented that, in general, the amount of time that students are engaged in academic tasks during the  reading period at school is positively correlated with gains in reading achievement (Brophy Good,1986; Fisher et al. , 1980; Stallings Kaskowitz, 1974). Chapter III METHODOLOGY This chapter presents a description of the Research Design, locale of Study, Sampling Population, Research Instrument, Data Gathering Procedure and Data Analysis. Research Design The non –experimental Design, Specifically the One shot survey was used in this study since it is the most appropriate approach in collecting the prescribed data. This design is suitable for the collection of descriptive information about the population or subjects of the study. Moreover, the design requires data to be collected once and it also utilized when the objective is describe a situation or condition of a study population as it exist. Locale of the Study The data and information needed in this study was obtained at Luis Mirasol Memorial School, for the convenience of both the respondents and the researchers. The locale is also appropriate, as it can accommodate all the respondents of the study. Respondents of the Study. All of the Grade III pupils from Luis Mirasol Memorial School will be taken as respondents of this study. Census of the total population from the mention institution will be formally obtained with proper permission from the School’s Principal with the total 70 respondents. Data Gathering Instrument The information needed in this study will be gathered using self-administered questionnaire and to be structured by the researchers. It consists of four parts: The first part of the instrument will asks about the Educational Attainment of both Parents, the second part pertains to the  Family Income of the respondents, the third part will asks about the Type of Pre-school the respondent attended, and the fourth part is the number of hours that the respondents spent in reading. Data Processing and Analysis The data in this study will be subjected to computer processed statistics using the SPSS (Statistical Package for Social Sciences) Program. A coding manual was prepared for easy facilitation of the data. In order to achieve the goals of the study, Descriptive Statistics which included the mean and Inferential Statistics which included the frequency count and percentage of the results was used. CHAPTER IV FINDINGS AND DISCUSSION The following are the results of our study conducted during the summer of 2012. We interviewed 53 students and the results show that when the respondents are grouped according to educational attainment of the father, the results are: Table 1. Distribution of Respondents According To Educational Attainment of the Father EDUCATIONAL ATTAINMENT OF THE FATHER| | Frequency (F)| Percent %| Valid Percent| Cumulative Percent| | Elementary| 4| 7. 5| 7. 5| 7. 5| | High School| 15| 28. 3| 28. 3| 35. 8| | College Level| 6| 11. 3| 11. 3| 47. 2| | College Graduate| 28| 52. 8| 52. 8| 100. 0| | Total| 53| 100.0| 100. 0| | In table 1, out of the 53 respondents, majority of their fathers are college graduate, 28 in total which comprise 52. 8% of the total population, followed by fathers who are high school graduates 15 in total, which comprise 28% of the total population. College level fathers and Elementary graduate are the bottom two, 6 and 4 in total respectively and comprise 11. 3% and 7. 5% of the total population. The data shows that the degree of educational attainment of mother does not affect the reading level of the pupils. Table 2. Distribution of Respondents According To Educational Attainment of the Mother  EDUCATIONAL ATTAINMENT OF THE MOTHER| | Frequency (F)| Percent %| Valid Percent %| Cumulative Percent %| | Elementary| 6| 11. 3| 11. 3| 11. 3| | High school| 15| 28. 3| 28. 3| 39. 6| | College level| 11| 20. 8| 20. 8| 60. 4| | College graduate| 21| 39. 6| 39. 6| 100. 0| | Total| 53| 100. 0| 100. 0| | In table 2, the data shows that out of the 53 respondents, majority of their mothers are college graduate, 21 in total which comprise 39. 6% of the total population, followed by mothers who are high school graduates 15 in total, which comprise 28. 3% of the total population. College level mothers and Elementary graduate are the bottom two, 11 and 6 in total respectively and comprise 20. 8% and 11. 3% of the total population. The data shows that the degree of educational attainment of mother does not affect the reading level of the pupils. According to____________________________________________? Table 3. Distribution of Respondents According to Monthly Income MONTHLY INCOME| | Frequency (F)| Percent %| Valid Percent %| Cumulative Percent %| | 5000 and above| 23| 43. 4| 43. 4| 43. 4| | 1501-4999| 20| 37. 7| 37. 7| 81. 1| | 1500 and below| 10| 18. 9| 18. 9| 100. 0| | Total| 53| 100. 0| 100. 0| | Out of the 53 respondents, majority of them have monthly net income above 5000, 23 in total which comprise 43. 4% of the total population, followed by those who have monthly income ranging from 1501 to 4999, 20 in total, which comprise 37. 7% of the total population, and lastly those who have monthly net income higher than 15000 comprised 18. 9% of the population, or 10 respondents. This data shows that According to Table 4. Distribution of Respondents According Type of Preschool Attended PRESCHOOL ATTENDED| | Frequency (F)| Percent %| Valid Percent %| Cumulative Percent %| | Public| 51| 96. 2| 96. 2| 96. 2| | Private| 2| 3. 8| 3. 8| 100. 0| | Total| 53| 100. 0| 100. 0| | Out of the 53 respondents, majority of them have finished their preschool in public schools, which comprise 51 respondents or 96. 2% of the entire population. The remaining 2 or 3. 8% went to private schools. This data shows that? __________________________ According to_______________________? Table 5. Distribution of Respondents According Time Spent in Reading TIME SPENT IN READING| | Frequency (F)| Percent %| Valid Percent %| Cumulative Percent %| | one hour a day| 26| 49. 1| 49. 1| 49. 1| | two hours a day| 5| 9. 4| 9. 4| 58. 5| | three hours a day| 2| 3. 8| 3. 8| 62. 3| | one hour in a week| 5| 9. 4| 9. 4| 71. 7| | three hours in a week| 2| 3. 8| 3. 8| 75. 5| | Less than one hour a week| 13| 24. 5| 24. 5| 100. 0| | Total| 53| 100. 0| 100. 0| | Out of the 53 respondents, majority of them spent one hour a day in reading, 26 in all or 49. 1%, followed by those who read less than an hour a week, 13 in all or 24. 5%. Those who read two hours a day and one hour a week are both tied which comprise 9. 4% of the population or 5 respondents in all. Same is in those who read three hours a day and three hours a week, both 2  respondents’ responds positively comprising 3. 8% of the population. This data shows that? __________________According to_______________? When grouped according to the raw scores in Filipino reading comprehension test we get the following results: SCORES IN FILIPINO| | Valid| 53| | Missing| 0| Mean| 78. 58| Median| 80. 00| Mode| 80| Std. Deviation| 4. 050| Minimum| 59| Maximum| 83| The range of the scores in Filipino exam is from 59 to 83, 59 being the lowest and 83 the highest, with a mean score of 78. 58, mode and median at 80 and with a standard deviation of 4. 050. (Complete table is shown in Appendix A Table 1) When grouped according to the raw scores in English reading comprehension test we get the following results: SCORES IN ENGLISH| | Valid| 53| | Missing| 0| Mean| 42. 21| Median| 44. 00| Mode| 43| Std. Deviation| 5. 749| Minimum| 17| Maximum| 49| The range of the scores in English exam is from 17 to 49, 17 being the lowest and 49 the highest, with a mean score of 42. 21, mode at 43 and median at 44 and with a standard deviation of 5. 749. (Complete table is shown in Appendix A Table 2) To test for correlation for father’s educational attainment in correlation to the respondents core in Filipino we get, the Spearman’s Rho to be . 093 with the significance of 0. 508. In terms for correlation between the mother’s educational attainments in correlation to the respondents score in Filipino we get the Spearman’s Rho to be -0. 21, with the significance of . 440. In terms of parents net monthly income in correlation to the respondents score in Filipino we get Spearman’s Rho of -. 013 with significance of . 464. In terms preschool attended in correlation to the respondents score in Filipino we get the Spearman’s Rho to be . 066, with the significance of . 321. In terms of time spent in reading in correlation to the respondents score in Filipino we get the Spearman’s Rho to be -0. 131, with the significance of . 176. To test for correlation for father’s educational attainment in correlation to the respondents score in English we get, the Spearman’s Rho to be . 086 with the significance of 0. 269. In terms of mother’s educational attainment in correlation to the respondents core in English we get, the Spearman’s Rho to be . 030 with the significance of 0. 415. In terms of monthly income in correlation to the respondents core in English we get, the Spearman’s Rho to be .015 with the significance of 0. 456. In terms of preschool attended in correlation to the respondent’s core in English we get, the Spearman’s Rho to be . 088 with the significance of 0. 265. In terms of time spent in reading in correlation to the respondent’s core in English we get, the Spearman’s Rho to be -. 114 with the significance of 0. 209. (complete table of correlation see Appendix A table 3. ) CHAPTER V CONCLUSION Based on the findings of the study the following conclusion was drawn: 1. Parent’s educational attainment, both mother and the father have no significant relationship with the scores both in English and Filipino. This means that the level educational attainment of the parents does not affects the scores in reading evaluation of the pupil. 2. Parent’s net monthly income has no significant relationship with the scores both in English and Filipino. This means that the net monthly income of the parents does not affect the scores in reading evaluation of the pupil. 3. The pre-school attended by the pupil has no significant relationship with the scores both in English and Filipino. This means that the preschool attended by the pupil does not affect the scores in reading evaluation of the pupil. 4. The pre-school attended by the pupil has no significant relationship with the scores both in English and Filipino. This means that the preschool attended by the pupil does not affect the scores in reading evaluation of the pupil. 5. The time spent by the pupil reading has no significant relationship with the scores both in English and Filipino. This means that the time spent by the pupil reading does not affect the scores in reading evaluation of the pupil. RECOMMENDATIONS Based on the foregoing findings and conclusions, the following recommendations are generalized: 1. Central Philippine University must take action and do more research as of what is the cause of the low reading level among Luis Mirasol Memorial School’s Grade III pupils. 2. Since there are no significant relationship between parent’s educational attainment, net monthly income and the reading level of a pupil, the parent’s must get involve in other ways in the pupil’s academe aside from the given two. 3. Researchers are recommended to find other factors that have probable relationship to reading level aside the factors given in this research. REFERENCES http://www. businessdictionary. com/definition/reading-grade-level-RGL. html , Date retrieved: April 28, 2012 http:// indigo. ie/-sdblang/personal/papers. htm, Date retrieved: May 8, 2012 http://www. buzzle. com/articles/private-achools-vspublic-schools. html, Effects of Low Family Income on Children I eHow. com http:www. Ehow. com. /list _6195251-effects-low-family income children. html #ixzzluWkeyqBZ, Date retrieved: May 9, 2012 http://onlineacamemics. org/ReadingDiagnostisis. html, Date retrieved: May 11, 2012 The Philippine Journal of Education, Arnold Peralta (2006), Volume No. LXXXV, p. 243. Christian perspectives in education, Vol. 2, No. 2 Spring 2009.